Paying for Fertility Treatment Costs

At HRC, we know that the cost of fertility treatment can add up. Here are some suggestions to help you consider your options in paying for fertility treatment costs.

• Obtain a copy of your insurance plan and review it very carefully to see if it will pay any of the costs of fertility treatment. HRC Fertility counselors can help you review and legally maximize any benefits that are available. You may be eligible for partial coverage of fertility treatment costs.

• If you have a flexible spending account, you may want to use it to cover the fertility treatment cost. With a flexible spending account, your company allows you set aside part of your pre-tax income for medical expenses that may not be covered by insurance.

• Financing through CapexMD is offered. You can apply online and get a preapproval within 24 hours.

• Other types of loans may also be an option. Some couples take out a home-equity loan or second mortgage. Credit cards are another option.